How to Swap ETH to XMR: Convert Ethereum to Monero Step by Step

To swap ETH to XMR, you create an order with a Monero address you control, send ETH on Ethereum mainnet to the one-time deposit address, and receive XMR in your Monero wallet once the deposit is confirmed and processed. Most exchanges take 5–30 minutes, and received XMR becomes spendable after 10 confirmations, about 20 minutes later. No account is required.

This guide covers what to prepare, each step of converting Ethereum to Monero, how fees and timing work, and the mistakes that cause most delays.

Why people convert Ethereum to Monero

Ethereum accounts are public. Anyone who knows your address can see its balance, token holdings and full transaction history on a block explorer.

Monero works differently. It hides the sender, receiver and amount of each transaction on its blockchain by default, using ring signatures, stealth addresses and RingCT. People swap ETH to XMR to keep savings or regular payments out of public view, or to pay someone who accepts Monero.

It is worth being clear about the limits. Your ETH deposit stays linked to your Ethereum address on-chain, because the swap does not change history that is already public. It only determines where the value goes next.

What you need before you start

Check three things before you open the ETH to XMR exchange page.

1. Native ETH on Ethereum mainnet

The order expects ETH on Ethereum mainnet. ETH on a layer 2 network, or wrapped ETH on another chain, is a different asset for this order and may not be credited automatically.

2. Some extra ETH for gas

Your wallet pays a gas fee to send the deposit, and that cost is not part of the quote. Ethereum's overview of gas and fees explains why it changes with network demand. Never send your entire balance.

3. A Monero wallet you control

You need a receiving address from a Monero wallet where you hold the seed. The official GUI and CLI wallets are available on the Monero downloads page, and many other open-source wallets exist.

Standard Monero addresses start with 4, and subaddresses start with 8. A fresh subaddress for each swap keeps incoming payments separate. Our Monero coin page covers the address formats and wallet tips in more detail.

How to swap ETH to XMR step by step

1. Choose the pair. Open the ETH to XMR page, or select ETH and XMR in the calculator.
2. Enter the amount. The calculator shows the estimated XMR you receive with fees already included, plus the current minimum and maximum.
3. Pick a rate type. Floating rate follows the market until your deposit is processed. Fixed rate locks the XMR amount while the countdown runs, as long as you send the exact ETH amount shown. See floating vs fixed rate for when each one fits.
4. Paste your Monero address. Compare the first and last characters with your wallet, because clipboard malware can replace copied addresses.
5. Create the order. You get a one-time ETH deposit address and an order page. Save the order link or Exchange ID.
6. Send the ETH. Use a plain transfer on Ethereum mainnet. On a fixed-rate order, send exactly the amount shown.
7. Track the order. The order page moves through statuses such as confirming, exchanging and sending.
8. Receive XMR. The payout appears in your wallet first as locked. After 10 confirmations, about 20 minutes, it becomes spendable.

Fees and rates

It helps to know which costs are in the quote and which are not.

• Service fee: our service fee is up to 0.4% and already included in the rate. There are no additional fees.
• Payout network fee: the Monero network fee for sending your XMR is included in the estimate.
• Your deposit gas: the gas your wallet pays to send ETH is extra.

The calculator always shows the estimated XMR after these fees. On a floating-rate order, the final amount is set when your deposit is confirmed.

How long converting ETH to XMR takes

Most standard exchanges take 5–30 minutes after you send the deposit.

• Deposit: Ethereum transactions usually confirm within seconds to a minute, unless the gas you set is too low for current demand.
• Processing: the exchange runs once the deposit is confirmed.
• Payout: Monero blocks arrive about every 2 minutes. The XMR shows up quickly, but it stays locked for 10 confirmations before you can spend it.

Seeing locked XMR in your wallet is normal and not a sign that something went wrong.

Common mistakes to avoid

Sending ETH on the wrong network

Layer 2 networks and BNB Smart Chain use the same 0x address format as Ethereum mainnet, so your wallet will not warn you. The order only watches Ethereum mainnet. If this happens, read what to do after a wrong-network deposit before contacting support.

Sending from a contract or batched withdrawal

A plain transfer from a standard wallet is the most reliable way to deposit. Transfers made through a smart contract, or batched withdrawals from some exchanges, can take longer to detect.

Using an exchange account as the payout

If you send XMR to an account on another platform, you depend on that platform crediting it. A Monero wallet you control is simpler and keeps the funds in your custody.

Sending a different amount on a fixed rate

Fixed rate applies only to the exact amount shown. A different amount may be exchanged at the current rate instead, or refunded.

Is a private ETH to XMR swap possible?

A standard swap links your Ethereum deposit and your Monero payout through one exchange. A private ETH to XMR swap routes the funds through two independent exchanges with an intermediate asset, so neither exchange receives both your deposit address and your payout address.

It is not a mixer, and it does not make transactions anonymous or untraceable. It takes longer and has a higher minimum than a standard swap.

FAQ

Do I need an account to swap ETH to XMR?

No. You only need ETH on Ethereum mainnet, some extra ETH for gas, and a Monero address you control. KYC is not required for most swaps, but our liquidity partners may request verification, for example if a deposit is flagged by risk screening.

Why is my XMR shown as locked?

Monero locks newly received funds for 10 confirmations. At about one block every 2 minutes, that takes roughly 20 minutes, after which the XMR is spendable.

Can I send ERC-20 tokens instead of ETH?

Not on an ETH to XMR order. Tokens such as USDT on Ethereum are different assets with their own pairs. Choose the matching pair in the calculator before you create the order.

What is the minimum amount for ETH to XMR?

The minimum depends on current network fees and liquidity, so it changes. The calculator shows the current minimum and maximum before you create an order.

Conclusion

Swapping ETH to XMR comes down to native ETH on Ethereum mainnet, a little extra ETH for gas, and a Monero wallet you control. Most swaps finish in 5–30 minutes, and the XMR is spendable about 20 minutes after it arrives. When you are ready, open the ETH to XMR exchange and check the estimate before you send anything.