XRP to USDT Exchange Convert XRP to Tether
Exchange XRP (XRP) for Tether (USDT) with no sign-up. Our fee of up to 0.4% is already included in the rate, and USDT is sent directly to your own wallet.
How to exchange XRP to Tether
- Enter the amount of XRP you want to send. The calculator shows how much USDT you get.
- Choose a floating rate, or a fixed rate if you want the USDT amount locked.
- Paste your Tether address (Multi-Chain (TRC20 / ERC20 / SPL)). Add a memo or tag if your wallet requires one.
- Send XRP to the one-time deposit address on the XRPL Native network, exactly as shown.
- Once the deposit is confirmed, USDT is sent to your wallet. Most exchanges take 5–30 minutes.
Need help? See choosing the right network and memo and tags.
About exchanging XRP to Tether
XRP to USDT converts XRP into Tether, a dollar-pegged stablecoin. People make this swap to lock in a value in dollar terms, to move funds to a network their exchange or wallet supports, or to pay for something priced in USDT. XRP Ledger transactions usually settle within seconds.
Choose the USDT network you want to receive on when you create the order, such as TRON (TRC-20), Ethereum (ERC-20) or BNB Smart Chain (BEP-20). The payout address must belong to that network, and network fees differ between them.
BreezeSwap is non-custodial and needs no account. You send XRP to a one-time deposit address and USDT goes straight to your wallet. Most exchanges take 5 to 30 minutes, and the service fee of up to 0.4% is already included in the rate with no additional fees.
Tips for this pair
- If the order page shows a destination tag for the XRP deposit, you must include it, or the deposit may not be matched to your order automatically.
- XRP Ledger accounts keep a small reserve that cannot be sent. Leave it in your wallet and send only the spendable balance.
- A TRC-20 address starts with T, while ERC-20 and BEP-20 addresses start with 0x. Pick the USDT network first, then paste an address from that network.
- If your payout goes to an exchange account, check whether that exchange needs a memo for the USDT network you chose.
Guides for XRP to USDT
Network Intelligence: XRP & USDT
Technical blockchain specifications and consensus mechanics for this swap pair.
XRP Ledger (XRP)
XRPL NativeEnterprise-grade real-time gross settlement protocol with near-instant finality and minimal fees.
XRP Ledger Consensus Protocol
3-5 seconds
Tether USD (USDT)
Multi-Chain (TRC20 / ERC20 / SPL)World's most liquid fiat-pegged stablecoin with $1 USD reserve parity for instant hedging.
Asset-Backed Peg
Varies by host network
Fee Included in the Rate
Our fee of up to 0.4% and the network fee for your USDT payout are already included in the amount you see. No hidden fees.
Non-Custodial Direct Payout
We never hold or store user balances. Swapped USDT is broadcast straight to your personal wallet address.
Fast Execution
The exchange starts automatically as soon as your XRP deposit is confirmed on the XRP network.
Frequently Asked Questions: XRP to USDT
Common questions about converting XRP to Tether.
Enter the amount of XRP in the calculator, choose floating or fixed rate, and paste your Tether wallet address. Then send XRP to the one-time deposit address on the network shown. Once the deposit is confirmed, USDT is sent to your wallet automatically.
No account or email address is required to exchange XRP for USDT. Identity verification (KYC) is not required for most swaps, but our liquidity partners may request it, for example if a deposit is flagged by automated risk screening or for residents of certain jurisdictions.
Choose the network your wallet or exchange account supports. TRON (TRC-20) and Solana usually have the lowest network fees; Ethereum (ERC-20) costs more but is widely supported by DeFi apps. Coins sent on the wrong network may be lost or require a manual recovery.
Most XRP to USDT exchanges complete in 5–30 minutes. Timing depends mainly on how fast the XRP network confirms your deposit and on current network congestion.
Our service fee of up to 0.4% is already included in the exchange rate, and there are no additional fees. The network fee for sending your USDT payout is also included in the estimated amount. The only extra cost is the network fee your own wallet charges when you send XRP.
If a fixed rate is available for this pair, select "Fixed Rate" in the calculator. The amount of USDT you receive is then locked while the countdown on your order page runs, provided you send exactly the quoted amount of XRP.
With a floating rate, a different amount within the limits is usually exchanged at the current rate. With a fixed rate, it may be exchanged at the current rate or refunded. For a refund or any problem, contact support via live chat or tickets@breezeswap-io.p.tawk.email with your Exchange ID.