XRP to BTC Exchange Convert XRP to Bitcoin
Exchange XRP (XRP) for Bitcoin (BTC) with no sign-up. Our fee of up to 0.4% is already included in the rate, and BTC is sent directly to your own wallet.
How to exchange XRP to Bitcoin
- Enter the amount of XRP you want to send. The calculator shows how much BTC you get.
- Choose a floating rate, or a fixed rate if you want the BTC amount locked.
- Paste your Bitcoin address (Native SegWit / Taproot). Add a memo or tag if your wallet requires one.
- Send XRP to the one-time deposit address on the XRPL Native network, exactly as shown.
- Once the deposit is confirmed, BTC is sent to your wallet. Most exchanges take 5–30 minutes.
Need help? See choosing the right network and memo and tags.
About exchanging XRP to Bitcoin
XRP to BTC converts XRP into Bitcoin. People make this swap to move value into Bitcoin self-custody, to diversify, or to pay someone who accepts only BTC. The payout is native Bitcoin in your own wallet, not a wrapped token.
XRP Ledger transactions usually settle within seconds, so the deposit side is fast. The payout is sent on the Bitcoin network, where blocks arrive about every 10 minutes on average, so your wallet may show the BTC as unconfirmed for a while. Most exchanges take 5 to 30 minutes.
BreezeSwap is non-custodial and needs no account. You send XRP to a one-time deposit address and BTC goes straight to your wallet. The service fee of up to 0.4% is already included in the rate with no additional fees.
Tips for this pair
- If the order page shows a destination tag for the XRP deposit, you must include it, or the deposit may not be matched to your order automatically.
- XRP Ledger accounts keep a small reserve that cannot be sent. Leave it in your wallet and send only the spendable balance.
- Bitcoin addresses usually start with bc1, 1 or 3. Copy the address from your own Bitcoin wallet and double-check it after pasting.
- Fixed rate locks the BTC amount while the countdown runs if you send the exact XRP amount shown.
Guides for XRP to BTC
Network Intelligence: XRP & BTC
Technical blockchain specifications and consensus mechanics for this swap pair.
XRP Ledger (XRP)
XRPL NativeEnterprise-grade real-time gross settlement protocol with near-instant finality and minimal fees.
XRP Ledger Consensus Protocol
3-5 seconds
Bitcoin (BTC)
Native SegWit / TaprootUnmatched decentralized PoW security and censorship-resistant global monetary settlement layer.
SHA-256 (Proof-of-Work)
10 minutes
Fee Included in the Rate
Our fee of up to 0.4% and the network fee for your BTC payout are already included in the amount you see. No hidden fees.
Non-Custodial Direct Payout
We never hold or store user balances. Swapped BTC is broadcast straight to your personal wallet address.
Fast Execution
The exchange starts automatically as soon as your XRP deposit is confirmed on the XRP network.
Frequently Asked Questions: XRP to BTC
Common questions about converting XRP to Bitcoin.
Enter the amount of XRP in the calculator, choose floating or fixed rate, and paste your Bitcoin wallet address. Then send XRP to the one-time deposit address on the network shown. Once the deposit is confirmed, BTC is sent to your wallet automatically.
No account or email address is required to exchange XRP for BTC. Identity verification (KYC) is not required for most swaps, but our liquidity partners may request it, for example if a deposit is flagged by automated risk screening or for residents of certain jurisdictions.
The number of confirmations is set by our liquidity partner and depends on the network and amount. For Bitcoin it is usually 1–2 blocks (about 10–20 minutes), for Litecoin a few minutes. The exchange starts automatically once the deposit is confirmed.
Most XRP to BTC exchanges complete in 5–30 minutes. Timing depends mainly on how fast the XRP network confirms your deposit and on current network congestion.
Our service fee of up to 0.4% is already included in the exchange rate, and there are no additional fees. The network fee for sending your BTC payout is also included in the estimated amount. The only extra cost is the network fee your own wallet charges when you send XRP.
If a fixed rate is available for this pair, select "Fixed Rate" in the calculator. The amount of BTC you receive is then locked while the countdown on your order page runs, provided you send exactly the quoted amount of XRP.
With a floating rate, a different amount within the limits is usually exchanged at the current rate. With a fixed rate, it may be exchanged at the current rate or refunded. For a refund or any problem, contact support via live chat or tickets@breezeswap-io.p.tawk.email with your Exchange ID.